Commercial Usage and IP Ownership Questions

Hi there,
I’m happy to have signed up as a developer. I have a few important questions regarding commercial use:

  1. If I create characters using Ready Player Me, can I place them into a commercial game or experience (e.g., on my company’s platform or map) and sell it?
  2. Do I own the intellectual property (IP) of the characters I create through your service?
  3. If I download a character and modify it (e.g., change textures, add custom accessories), do I retain IP ownership over those modifications? Or are there any restrictions?

I just want to make sure my use is fully compliant with your licensing terms. Looking forward to your guidance!